Applying for SSDI is an option for many people who become disabled and cannot work. Prior to applying for SSDI, there are a few things that you should know.
Who can apply for SSDI?
Anyone can apply for SSDI, however not everyone is eligible for SSDI benefits. Because the MN disability application for SSDI can be a difficult process, it is important that you first ensure your eligibility.
1. Disabled
First, you must be “disabled” under Social Security’s rules. This generally means that you have a health condition that has lasted, or is expected to last at least one year, or that is expected to result in death. This medical condition also must prevent you from working full time at any job. This is a very strict definition of “disability” required by federal law. Social Security does have a listing of impairments that are considered so severe that they automatically qualify a person for SSDI. If your medical condition is listed on the List of Impairments, or meets a condition on this list, then you will be considered disabled.
2. Work Credits
Second, you must have enough work credits to be successful in a Minnesota disability application for SSDI. When you worked, you paid social security taxes. These taxes generally transfer into credits. You must have enough total work credits, and enough recent work credits, to be eligible for SSDI.
How can I apply for SSDI?
There are two ways of applying for SSDI:
1. Online
Applying for SSDI online can be the easiest route. The application is located at www.ssa.gov. Simply click on “Applying for Disability Benefits” to begin. If you would like someone to assist you with your online application, that is permitted. The person can also complete the application without you being present, and when it is complete, a representative from Social Security will mail you a paper copy of the completed online application. You must sign this and mail it back to Social Security.
2. In Person
People who wish to apply for Minnesota disability benefits in person should visit their local Social Security Administration office. The closest Social Security office can be found in the government pages of your local phone book and through the Social Security’s website at www.ssa.gov. Most Social Security offices are open Monday through Friday from 8:00 a.m. to 4:30 p.m. You should call your office to make an appointment prior to coming in and applying for SSDI.