February 8, 2012

Minneapolis Workers Compensation

Under the Minnesota Workers Compensation Act, some injured workers are eligible to be retrained in a different profession after suffering a work-related injury. “Retraining” in the workers’ compensation context is a formal course of study in a school setting that is designed to train an employee to return to suitable gainful employment. Retraining is different from other types of rehabilitation benefits in that an individual who have been approved to participate in a retraining program is entitled to receive weekly compensation benefits that are equal to temporary total disability benefits, for up to 3 years while participating in the program. If you have any questions regarding retraining please contact us and a Minneapolis workers compensation lawyer can help explain your legal options.

Who is eligible for retraining?
The purpose of retraining is to “train an employee so he may be returned to a job related to his former employment or to a job in another work area which produces an economic status as close as possible to that he would have enjoyed without the disability.” Jerde v. Adolfson & Peterson, 484 N.W.2d 793, 795 (Minn. 1992). The Minnesota Supreme Court has held that retraining is necessary if it will materially assist the employee in restoring an impaired earning capacity. Norby v. Arctic Enter., Inc., 232 N.W.2d 772, 775 (Minn. 1975). Factors to consider in determining whether an employee is eligible for retraining include the following:

1. the reasonableness of retraining compared to the employee’s return to work with the employer or through job placement activities;
2. the likelihood of the employee succeeding in a formal course of study given the employee’s abilities and interests;
3. the likelihood that retraining will result in a reasonably attainable employment; and
4. the likelihood that retraining will produce an economic status as close as possible to that which the employee would have enjoyed without the disability.

Poole v. Farmstead Foods, 42 W.C.D. 970, 978 (1989); Rutledge v. Control Data Corp., slip op. (W.C.C.A. September 20, 1991).

What is the time limit for bringing a claim for retraining?
Minnesota workmans compensation law provides that requests for retraining must be filed before 208 weeks of any combination of temporary total disability or temporary partial disability benefits have been paid.

Employers and insurers have the obligation to notify an employee in writing of this 208 week limitation for filing a request for retraining. The notice must be given before 80 weeks of temporary total disability or temporary partial disability compensation have been paid, regardless of the number of weeks that have elapsed since the date of injury. If the notice is not given before the 80 weeks, the period of time to file a request for retraining is extended by the number of days the notice is late, but in no event may a request be filed later than 225 weeks after any combination of temporary total disability or temporary partial disability compensation have been paid. Please contact us if you need help with medical benefits or wage loss a Minnesota workers compensation attorney at Fields Law Firm is ready to help.

Minnesota SSI | MN Disability Lawyers

Who can apply for SSI?
Anyone can apply for SSI. There is no charge to complete an SSI Application. Not everyone is eligible for Minnesota SSI benefits, however. The following people meet the SSI eligibility requirements:

People who are:
1. Disabled;
2. Blind, or
3. Aged (age 65 or over),

And, who:
1. have limited income;
2. have limited resources; (things you own are worth less than $2,000)
3. are U.S. Citizens and residents; and
4. meet certain other requirements.

You must meet one of the first requirements and all of the second set of requirements to be eligible for SSI. If you have any questions regarding these requirements please contact us and one of our MN disability lawyers can help answer any of your questions.

Where do I complete my SSI Application?
A Minnesota SSI Application must be completed at your local Social Security office or over the phone. You cannot apply for SSI online. Prior to applying for SSI, it is best to set up an appointment to come into your local Social Security office to complete the SSI application, or to set up a telephone application appointment. You can call 1-800-772-1213 to do this. If you have any questions regarding Minnesota disability law please contact us for a free consultation.

What information does the SSI Application request?
An SSI Application requests detailed information about your background, including your full name, date and place of birth, information about your current and past marriages, information about your current work if any, military service information, information about the names and ages of your children, if you are entitled to a pension or annuity, and a description of your illness, injuries, or conditions that limit your ability to work.

What else must I do to complete my SSI Application?
In addition to filling out the SSI Application, you must complete a form called a “Disability Report & Work History Report.” You can complete this report at the time you apply if you apply in person at your local Minnesota Social Security Office, or you can complete it online prior to visiting your local Social Security Office. If you wish to complete the form online, go to www.socialsecurity.gov, click on Supplemental Security Income (SSI), then “How do I apply for Supplemental Security Income (SSI),” and then “Adult Disability Report.” By completing this report online prior to completing the SSI Application at your local Social Security office, it saves a significant amount of time for you and the Social Security staff during your appointment. If you are unable to complete the report because you do not have enough information, it will help prepare you for the SSI Application by telling you what information you need.

Minnesota Workers Comp

There are several different types of benefits available in Minnesota for injured workers. These are state-mandated benefits by the Legislature that are set forth in the Minnesota Workers’ Compensation Act. The main Minnesota workmans comp benefits are as follows:

Medical Benefits
Workers who suffer a work-related injury may receive medical treatment and their employer and its workers’ compensation insurer must pay for it. There are two requirements for this treatment: (1) the medical treatment must be reasonable and necessary to treat he employee’s conditions; and (2) the medical treatment must be causally related to the work injury. As long as these two conditions are met, employees have a right to choose a doctor to treat them. Employees do not have to treat with a doctor who the workers’ compensation insurance company designates.

Wage Benefits
There are three types of wage loss benefits under the Minnesota Worker Comp Act:

• Temporary Total Disability
Employees who are completely unable to work because of a work injury are entitled to Temporary Total Disability (“TTD”) payments. This amount is calculated based on the employee’s average weekly gross wages from the 26 weeks prior to the work injury. The payment amount is 2/3 of this average weekly wage, and it is capped at $750 per week for injuries that occurred October 1, 2000 to September 30, 2008, and $850 per week for injuries that occur on or after October 1, 2008.

• Temporary Partial Disability
Employees who are able to work—but not as much or at a lesser paying position—are entitled to Temporary Partial Disability (“TPD”) payments. This amount is also calculated based on the employee’s average weekly gross wage for the 26 weeks prior to the injury. The compensation rate is 2/3 of the difference between what the employee earned at the time of the work injury, and what the employee is earning at the lesser paying job.

• Permanent Total Disability
Permanent Total Disability (“PTD”) benefits are available for workers who cannot work at anything other than sporadic employment. There are several requirements to meet this standard, though, which are complex and require expert medical and vocational opinions to meet. In cases where an employee suffers from a permanent and total disability, in addition to paying benefits to the employee, the employer must pay for the reasonable value of nursing services provided by a member of the employee’s family.

Vocational Rehabilitation Benefits
Vocational rehabilitation benefits are available under the Minnesota Workers Compensation Act. These benefits include an initial consultation with Qualified Rehabilitation Consultant (“QRC”). And, for employees who are eligible for rehabilitation benefits, medical case management from the QRC (the QRC comes to your doctor appointments and clarifies work restrictions), job search assistance from the QRC if the employee is not able to return to the same employer after an injury, and, for some employees, retraining benefits if they are not able to return to the same profession. If you have any questions regarding Minnesota disability benefits please contact us and a Minnesota workers compensation lawyer with Fields Law Firm can help.

Minnesota SSDI | Minneapolis Disability Lawyers

Applying for Minnesota SSDI benefits can be a complicated process if you are not prepared. Being informed about the process can ease your level of tension. It is helpful to know that there are several different ways to apply for SSDI benefits, but all involve submitting the same forms.

Forms to complete:

• Application for Disability Insurance Benefits
To initiate a claim for disability benefits, you must submit and application. This can be done online, or a Social Security representative can complete the application with you at your local office. It is best to call your local Social Security office to make an appointment to come in and apply.

• Disability & Work History Report
After completing the Application for Disability Insurance Benefits, you must complete a document called a “Disability & Work History Report.” This form can be completed online immediately after completing the application. It asks for information regarding your medical conditions, education, jobs you have had over the previous 15 years, and the names and addressed of doctors and hospitals where you have treated for your conditions. A Social Security representative can complete this with you if you are applying for SSDI at your local office.

• Medical Authorization
After you have completed the Application for Disability Insurance Benefits and Disability & Work History Report, you will have to sign an authorization so that Social Security can obtain your medical records to verify your conditions. You can print this off the Internet and mail it to your local office, or sign it at your local office after applying for SSDI.

Ways to apply for disability benefits:

• Applying for SSDI Online
Applying for SSDI benefits online can be the easiest way for people who have access to the Internet and computer knowledge. The application is located at www.ssa.gov. Simply click on “Applying for Disability Benefits” to begin. If you would like someone to assist you with your online application, that is permitted. The person can also complete the application without you being present, and when it is complete, a representative from Social Security will mail you a paper copy of the completed online application. You must sign this and mail it back to Social Security. If you need help with the application process or have questions regarding Minnesota disability law please don’t hesitate to contact us.

• Applying for SSDI in Person
People who wish to apply for disability benefits in person should visit their local Social Security Administration office. The closest Social Security office can be found in the government pages of your local phone book and through the Social Security’s website at www.ssa.gov. Most Social Security offices are open Monday through Friday from 8:00 a.m. to 4:30 p.m. You should call your office to make an appointment prior to coming in and applying for SSDI. If you have any questions regarding applying for disability benefits please contact us and one of our Minneapolis disability lawyers can help answer your questions.

MN Workers Compensation Attorney

The state of Minnesota mandates workers compensation benefits to employee who sustain a personal injury or occupational disease arising out of and in the course of their employment in Minnesota, or working for a Minnesota company outside of this state. There are four main types of MN workers compensation benefits:

1. Medical Benefits

Medical treatment is available for injured workers. Injured workers are entitled to choose their own treating doctor and any emergency treatment facility. Nonemergency surgeries must be preapproved by the workers’ compensation insurer.

2. Rehabilitation Benefits

Rehabilitation benefits are available for some employees who sustain an injury at work. These are vocational rehabilitation benefits; physical rehabilitation benefits are available too, but are covered under the medical benefits. The goal of rehabilitation is to return an injured worker to suitable employment after the injury.

3. Wage Loss benefits

There are several wage loss benefits available to injured workers:

• Temporary Total Disability
Employees who are completely unable to work are entitled to Temporary Total Disability payments. The payment amount is 2/3 of an employee’s average weekly wage, and it is capped at $850 per week for injuries that occur on or after October 1, 2008.

• Temporary Partial Disability
Employees who are able to work—but not as much or at a lesser paying position—are entitled to Temporary Partial Disability payments. The compensation rate is 2/3 of the difference between what the employee earned at the time of the work injury, and what the employee is earning at the lesser paying job.

• Permanent Total Disability
Permanent Total Disability benefits are available for workers who cannot work at anything other than sporadic employment.

4. Permanent Partial Disability Benefits

If an employee’s injury has reached maximum medical improvement—meaning the date at which no further significant recover can be anticipated—and part of that injury is permanent in nature, the employee may be entitled to a Permanent Partial Disability payment. The amount of this payment depends on the nature and extent of the employee’s condition, and is set forth in the Minnesota Workers’ Compensation Act.

Minnesota Work Comp Procedure
An insurer will not always approve of these benefits.

If any workers’ compensation benefits are denied, then the employee can file a Claim Petition with the Department of Labor. This initiates a claim for benefits, including wage loss benefits, medical benefits, vocational rehabilitation benefits, disability benefits, and reimbursement for mileage and parking.

An employee can also file a Medical Request if medical treatment is disputed. This can claim that past medical bills be paid, or that recommended medical treatment be approved.

Employees can also request vocational rehabilitation services or payments by filing a Rehabilitation Request with the Department of Labor. Common rehabilitation claims are for QRC services and mileage reimbursement related to job search activities. Please contact us if you have been injured on the job. We have a Minnesota workers compensation attorney ready to help answer any of your questions. There is never any charge to speak to one of our attorneys.

Minnesota Disability Lawyers

Minnesota Social Security Disability Insurance (“SSDI” for short) offers benefits for disabled individuals. These SSDI disability benefits are available for people who have paid Social Security taxes and worked long enough, and recent enough, before becoming disabled. Many people do not ever consider that they will become disabled; however, it is wise to be informed about these SSDI Disability Benefits should it ever occur.

Who is Eligible for SSDI Disability Benefits?

In order to be eligible for SSDI Disability Benefits, you must be “disabled” under Social Security’s rules, and have enough work credits.

• Disability Definition

Social Security Defines “Disability” a medical condition that has lasted, or is expected to last at least one year, and that prevents you from engaging in any substantial gainful activity, or a medical condition that is expected to result in death. This is a very strict definition of “disability” required by federal law.

Social Security also has a Listing of Impairments that are considered so severe that they automatically qualify a person for SSDI. If your medical condition is listed on the Listing of Impairments, or meets a condition on this list, then you will be considered disabled. There are Listings for many different types of impairments and conditions. Please contact us if you have any questions regarding these listings. We provide Minnesota disability services throughout MN.

• Disability Work Credits

In general, to get SSDI disability benefits, you must meet two different earnings tests:

1. A “recent work” test based on your age at the time you became disabled, which generally requires that people have worked five out of the 10 yeas before they become disable; and
2. A “duration of work” test to show that you worked long enough under Social Security’s rules, which generally requires that you have an average of six years of work if you are between ages 30 and 60. People ages 27 and younger need 1 ½ years of work. Certain blind workers have to meet only the “duration of work” test

What types of MN SSDI Disability Benefits are Available?

There are two main SSDI Minnesota Disability Benefits:

• Money Benefits
People who are approved for disability benefits will receive a check each month they are disabled. The amount depends on how much they have paid in Social Security taxes when they were working.

• Medical Benefits
People who are approved for Social Security Disability Benefits will receive Medicare automatically after they have received disability benefits for two years. Medicare is public health insurance that will pay for medical treatment.

We offer a free no-obligation consultation if you need help with a disability application or have been denied disability benefits. Our Minnesota disability lawyers are ready to help.